Investing
See how regular investing could grow, what fees cost you over time, and the dividend income you could get.
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Give Your Investing A Clear Purpose
Pick the question that matters to you now. Some steps offer to reuse a number from an earlier step, in this browser tab only.
How Much Could My Savings Grow?
See what regular investing could grow to over the years.
Find Out →How Much Will Fees Cost Me?
See how much yearly fees could take from your returns.
Find Out →Which Broker Charges Least?
Find which broker charges least for the trades you make.
Find Out →Want The Full Path, In Order?
How Much Could My Savings Grow?
Compound Growth Calculator
Enter what you have invested, what you add each month and an assumed return. See what it could grow to by a chosen age, with a year-by-year chart.
Work Out My Number →How Much Will Fees Cost Me?
Investment Fees Impact Calculator
Enter what you invest and up to three yearly fees. See how much less you could end up with because of fees.
Work Out My Number →How Much Dividend Income Could I Earn?
Dividend Income Calculator
Enter the monthly dividend income you want and what you have invested. See how far you are from that goal and how much more you would need to invest.
Work Out My Number →How Many Months Could You Last?
Months You Could Last Calculator
Enter your cash and savings, spending and passive income to see how many months you could keep your lifestyle without working.
Work Out My Number →How Much US Tax Am I Leaking On My ETFs?
ETF Dividend Withholding Tax Calculator
Compare a US-domiciled ETF (30% tax on dividends) with an Ireland-domiciled UCITS fund (15% at fund level), after each fund’s expense ratio, and see what you could keep.
Work Out My Number →How Much US Estate Tax Could My Family Owe?
US Estate Tax Estimator
Enter the value of your US shares and US-domiciled ETFs. See the rough US estate tax your family could face above the US$60,000 exemption for non-US persons.
Work Out My Number →What Does This Trade Really Cost Me?
Trade Cost Calculator
Enter a buy of SGX or US shares with your broker’s fees. See the full cost of buying and selling, and how far the price must rise just to break even.
Work Out My Number →How Much Must I Gain To Recover A Loss?
Loss Recovery Calculator
Enter a fall in value. See the gain you need just to get back to where you started, and roughly how many years that could take at a return you choose.
Work Out My Number →How Should I Rebalance My Portfolio?
Portfolio Rebalancing Calculator
Enter up to six holdings, their values and your own target mix. See what to buy or sell to get back on target, or how to rebalance with new cash only.
Work Out My Number →What Does Waiting Cost Me?
Cost Of Waiting Calculator
Enter what you could invest each month, a return and your goal date. See how much less you could end up with if you start a few years later.
Work Out My Number →What Win Rate Do I Need?
Break-Even Win Rate And Expectancy Calculator
Enter your average win, average loss, costs and win rate. See the win rate you need to break even and what your numbers make or lose per 100 trades.
Work Out My Number →How Long Until I Can Retire Early?
FIRE Age Calculator
Enter what you have invested, what you add each month and what you would spend in retirement. See your FIRE number, the age you could reach it and your Coast FIRE age.
Work Out My Number →Am I An Investor Or A Trader?
Stock Market Game
Play a 5-minute game with S$10,000 of play money. Make seven market choices and see what kind of investor you are.
Work Out My Number →Investing Guides
How Much Could Investing Every Month Grow To Over 30 Years?
See how S$50,000 plus S$1,000 a month could grow over 30 years at an assumed 5% return, and how much is your money versus modelled growth.
How Much Do Investment Fees Cost You Over 20 Years?
Compare three annual fee levels on the same 20-year investment plan and see how a 0.25% versus 2.5% fee changes the ending balance.
How Much Dividend Income Could My Portfolio Pay Each Month?
Turn a portfolio’s distribution yield (yearly payout rate) into average monthly income, and see how much you need for S$2,000 a month.
Where Should I Start With Investing In Singapore?
Start investing by setting a goal and a time frame. Then test your contributions, fees, income and lower returns before comparing products.
How Many Months Could Your Savings Last Without Work?
Count your wealth in months: how long your cash and savings could pay for your life if you stopped working, and your next money level.
What Can A Stock Market Game Teach Me About Investing?
Play seven made-up market moments, from a sharp sell-off to a hot tip, and see the plain-English lesson behind each choice before you invest.
How Much US Dividend Tax Am I Losing On My ETFs?
Why US-domiciled ETFs lose 30% of dividends for Singapore investors, why Ireland-domiciled UCITS funds lose 15%, and when fees outweigh the saving.
How Much US Estate Tax Could My Family Owe On My US Shares?
Holding over US$60,000 of US shares or US-domiciled ETFs can leave your family a US estate tax bill at up to 40%. See how the rough maths works.
What Does A Share Trade Really Cost In Singapore?
Add up commission, minimum fees, SGX clearing and trading fees, GST and FX spreads for a buy and a sell, and see how far the price must rise just to break even.
How Much Must I Gain To Recover From A Loss?
A 40% fall needs a 67% gain to get back to where you started. See why losses and gains are not symmetrical and how long recovery could take.
How Do I Rebalance My Portfolio Back To My Target Mix?
Work out what to buy or sell to get your holdings back to the mix you chose, or how to use new cash to rebalance without selling.
What Does Waiting To Start Investing Cost Me?
Compare investing the same monthly amount now or a few years later, and see why the years you skip can cost far more than the money you did not put in.
What Win Rate Do I Need To Break Even On My Trades?
Work out the win rate your average win, average loss and costs need to break even, and what your numbers make or lose per 100 trades.
How Long Until I Can Retire Early With FIRE?
Work out your FIRE number from your spending and a withdrawal rate you choose, the age you could reach it and your Coast FIRE age.
What If I Invest S$500 Every Month?
See what S$500 a month could grow to over 10, 20 or 30 years at an assumed return, and open the compound growth calculator with your own numbers.
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