Housing & Property
Check what home you can afford, your stamp duty and loan limits, and whether to rent, buy or upgrade.
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Build Your Home Plan
Pick the question that matters to you now. Some steps offer to reuse a number from an earlier step, in this browser tab only.
How Much HDB Flat Can I Afford?
See the flat price your income and savings could cover.
Find Out →How Much Stamp Duty Will I Pay?
Know the stamp duty to pay upfront before you commit your savings.
Find Out →Which Home Loan Costs Least?
See which published home loan rates cost least on your loan.
Find Out →Want The Full Path, In Order?
How Much HDB Flat Can I Afford?
HDB Affordability Calculator
Enter your household income, savings and loan choice to see an estimated HDB flat budget, the housing grants you may qualify for, and your budget with those grants.
Work Out My Number →How Much Can I Borrow For A Home?
TDSR & MSR Borrowing Calculator
Enter each earner’s monthly income and other loan repayments to see the biggest home loan the TDSR and MSR limits allow.
Work Out My Number →How Much Stamp Duty Will I Pay?
Full Stamp Duty Calculator
Enter the price, your residency and homes you own to see the Buyer’s Stamp Duty (BSD) and Additional Buyer’s Stamp Duty (ABSD) you would pay.
Work Out My Number →Can We Sell One Home And Buy Two?
Sell One Buy Two Calculator
Enter your current home sale, your savings and the two homes you each want to buy. See whether the sale money and savings cover both upfront payments.
Work Out My Number →Should My Second Property Be Here Or Overseas?
Second Property: Singapore Vs Overseas
Enter a second home in Singapore and one overseas (any country, using your own cost estimates). See how much upfront money each one needs.
Work Out My Number →Is It Better To Rent Or Buy?
Rent Vs Buy Calculator
Enter a home price, similar-home rent and growth rates to see whether buying or renting leaves you wealthier, and when buying catches up.
Work Out My Number →Can I Afford To Upgrade My Home?
HDB Upgrade Planner
Enter your flat sale, CPF used and the next home price. See your MOP countdown, what you could borrow at your age, and whether the sale covers the next home's upfront costs.
Work Out My Number →When Are My BTO Payments Due?
BTO Payment Timeline
Enter your BTO flat, loan, savings and dates. See each payment by month, from the option fee to key collection, and how much must be cash.
Work Out My Number →Housing & Property Guides
TDSR Vs MSR: How Much Can You Borrow On Your Salary?
See how TDSR and MSR cap your monthly home loan payment, with a worked S$8,000 income example and the bank checks this estimate leaves out.
How Much Stamp Duty Will I Pay On A Home In Singapore?
See how Buyer’s Stamp Duty and Additional Buyer’s Stamp Duty are worked out, with a S$1.5 million second-home example for a Singapore Citizen.
Is It Better To Rent Or Buy A Home In Singapore?
Compare renting and buying by net wealth (what you end up owning), not monthly payments, with a ten-year S$1.2 million home example.
Sell One Buy Two In Singapore: Is There Enough Cash For Both Homes?
Check whether sale money and savings cover two sole-name purchases, with a S$1 million sale example and why a CPF refund is not extra cash.
Second Property In Singapore Or Overseas: Which Needs More Cash Upfront?
Compare the upfront cash for a second property in Singapore and overseas, in Singapore dollars. A smaller deposit does not mean a better investment.
How Much HDB Flat Can I Afford On My Income And Savings?
Estimate a rough HDB flat budget from your income, cash and usable CPF, and see which housing grants you may qualify for.
How Much Cash Will I Have After Selling My HDB To Upgrade?
Follow your HDB sale money through the loan payoff and CPF refund to see how much cash you really have for your next home.
Where Should I Start When Buying A Home In Singapore?
Where to start when buying a home in Singapore: write down your purchase details, then check borrowing limits, stamp duty, cash and CPF.
Home Loan Rates In October 2026: What Should You Compare?
Our October 2026 snapshot of published DBS HDB home loan packages. It compares rate types, how long you commit and costs, not just headline rates.
When Are BTO Payments Due, And How Much Must Be Cash?
See what you pay for a new HDB flat at booking, at signing and at key collection, and which parts CPF can cover.
Buying An HDB Resale Flat: What Will It Really Cost?
Know the real cost of an HDB resale flat before you pay the option fee: Cash-Over-Valuation, the 25% initial payment, loans, grants, stamp duty and fees.
Free Home Planning Checklist
Plan Your Home Purchase Step By Step.
Track upfront costs, loan questions and what to check before you commit.
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