Grow My WealthStep 3 of 7Next: Where Should My Spare Cash Earn Interest?
How Much Will Fees Cost Me?
Investment Fees Impact Calculator
Enter what you invest and up to three yearly fees. See how much less you could end up with because of fees.
New to this? Read The Short Guide First →
2 Your Result
Over time, higher fees could cost you about
A result link includes the numbers you entered. Only share it with people you trust.
What This Estimate Assumes
Rough estimate. “Fee drag” means how much fees shrink your final balance. All three options use the same starting amount, monthly amount and steady return. Only the yearly fee changes. We take the fee off the return and work month by month: each month grows by (yearly return − yearly fee) ÷ 12, and your monthly amount goes in at the end of the month. The ETF Dividend Tax tool works year by year instead, so its figures are not directly comparable. The tool uses the all-in yearly % you enter, including a fund’s expense ratio (TER). We do not model tiered pricing, sales charges, insurance costs, buy-sell spreads, tax or performance differences. The example labels are not recommendations. Use each product’s true all-in fee.
3 What Next
Where Should My Spare Cash Earn Interest?Which Robo-Advisor Charges Least?Read The GuideHow Much Do Investment Fees Cost You Over 20 Years? →Before You Use This Number
What Does “Lost To Fees” Mean?
It is how much less that option ends with than the same plan with no fee at all. It includes the growth the fee money would have earned, so it is more than the fees you pay.
Are These Typical Product Fees?
No. The starting fees are examples, not market quotes. Replace them with the all-in fees of the products you are comparing.