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Protect My FamilyStep 5 of 6Next: Have I Sorted My Will, Nominations And LPA?

How Much Will Caring For My Parents Cost?

Eldercare & Helper Cost Calculator

Choose a helper, daycare or nursing home and enter the costs. See the monthly cost, the total over the years you plan for and each person’s share.

New to this? Read The Short Guide First →

Page updated · Data dates are in the notes below

1 Your Numbers

Your Starting Point

Replace the example values with your own numbers.

Check which levy applies with the Ministry of Manpower (MOM).

Paid once now, e.g. home changes or equipment.

E.g. medical, transport or respite care.

For example you and your siblings. We split it evenly.

We work this out in your browser.

2 Your Result

Care could cost your family about this each month

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Help that could lower this cost: the Home Caregiving Grant gives up to S$600 a month towards care at home for a family member who needs help with at least 3 of 6 daily activities, depending on household income. CareShield Life or ElderShield pays monthly cash if the person cannot do 3 of 6 daily activities, such as washing or dressing. We do not check eligibility or take these off the result. Home Caregiving Grant (AIC) ↗ (opens in new tab) · CareShield Life (CPF Board) ↗ (opens in new tab)

Planning care for a parent? If they lose mental capacity without a Lasting Power of Attorney (LPA), the family may have to apply to court to act as their deputy. See The LPA Step In The Legacy Checklist →

Final-Year Monthly Cost (S$/month)
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First-Year Cost Incl. Setup (S$/year)
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Total Over The Years Planned (S$)
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What This Estimate Assumes

Rough estimate. The helper cost is your salary, food and insurance amount plus the levy you pick. Confirm the levy with MOM. Care fees and subsidies depend on the provider and your eligibility. We do not check subsidies, insurance, MediSave or grants for you. The subsidy % you enter applies only to the care fee, not helper costs or extras. It stays the same every year and is not an eligibility check. Add medical, transport, respite and home-change costs yourself. Setup costs are paid once now, with no subsidy or inflation. Other monthly costs get no subsidy. Ongoing costs rise each year at your inflation rate. The first-year total includes setup. If you enter more than one person sharing the cost, each share is the total split evenly. Real families often split by income or by who gives care instead.

3 What Next

Step 6 of 6 in Protect My FamilyHave I Sorted My Will, Nominations And LPA?Legacy Checklist →Read The GuideHow Much Does Eldercare Cost In Singapore After Subsidies? →
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Before You Use This Number

Do I Need An Account To Use This Tool?

No. The tool works in your browser with no account. If you copy a result link, it includes the numbers you entered.

What Does This Estimate Assume?

Rough estimate. The helper cost is your salary, food and insurance amount plus the levy you pick. Confirm the levy with MOM. Care fees and subsidies depend on the provider and your eligibility. We do not check subsidies, insurance, MediSave or grants for you. The subsidy % you enter applies only to the care fee, not helper costs or extras. It stays the same every year and is not an eligibility check. Add medical, transport, respite and home-change costs yourself. Setup costs are paid once now, with no subsidy or inflation. Other monthly costs get no subsidy. Ongoing costs rise each year at your inflation rate. The first-year total includes setup. If you enter more than one person sharing the cost, each share is the total split evenly. Real families often split by income or by who gives care instead.