Pay Less TaxStep 2 of 4Next: How Much Tax Can SRS Save Me?

Which Tax Reliefs Can I Claim?

Q: Does Appearing Here Mean I Can Claim The Relief?

No. You must confirm every eligibility condition and amount with IRAS.

Q: Why Might My Tax Saving Be Smaller Than The Relief Amount?

A relief reduces chargeable income, and the tax saving depends on progressive rates and the overall cap.

Tax Relief Finder

Enter your income and answer a few questions about common YA 2026 tax reliefs. See which ones may apply and how much tax they could save.

New to this? Read The Short Guide First →

Rules reviewed 11 September 2026 · YA 2026 resident estimate

1 Your Numbers

Your YA 2026 Review

YA 2026 taxes income earned in 2025. A relief lowers the income you are taxed on, not the tax itself. Personal reliefs are amounts IRAS lets you deduct for your situation, such as working, children, parents, NS, SRS and CPF top-ups.

Assessable Income Before Personal Reliefs (S$/year)

Your total 2025 income (salary, bonus, business profit, rent) after allowable expenses and approved donations, before personal reliefs. Shown on your IRAS notice of assessment.

Other Personal Reliefs You Already Claim (S$/year)

Reliefs not listed in this form, such as CPF relief on your salary. Enter 0 if none.

Earned Income (S$/year)

Age On 31 December 2025

Eligible For Disability Earned Income Relief?

Children For Qualifying Child Relief (QCR)

QCR is S$4,000 per eligible child for YA 2026. IRAS sets the conditions, so check them before counting a child.

Your Share Of QCR (%)

Enter 100 unless you split the claim with your spouse.

Eligible Parents Living With You

Eligible Parents Living Separately

Parent Relief is for up to 2 dependants in all (parents, grandparents or in-laws).

National Service (NSman) Self Relief

SRS Contribution Not Already Counted (S$/year)

CPF Cash Top-Up Relief Not Already Counted (S$/year)

Enter 0 for anything already counted, or anything you are not sure you qualify for.

2 Your Result

The reliefs you picked could save you about

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Potential Reliefs Found

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Reliefs Used After The S$80,000 Cap

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Earned Income Relief

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Child And Parent Reliefs

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National Service, SRS And CPF Top-Up

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Estimated Tax After These Reliefs

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What This Estimate Assumes

Rough estimate. This is a checklist, not a ruling on what you can claim. It uses YA 2026 amounts for Earned Income Relief, Qualifying Child Relief, standard Parent Relief and NSman self relief. It also uses current SRS and eligible CPF cash top-up caps. SRS uses the Citizen/PR limit of S$15,300; foreigners can claim up to S$35,700 in the Income Tax Estimator. Parent Relief counts up to 2 dependants. Confirm every condition, shared claim and amount with IRAS. Not covered: Parent Relief (Disability), Child Relief (Disability), Working Mother’s Child Relief (WMCR) and other reliefs. Uses resident tax rates and the S$80,000 cap on total personal reliefs. Excludes rebates.

See the official sources and calculation notes →

3 What Next

Step 3 of 4 in Pay Less TaxHow Much Tax Can SRS Save Me?SRS Optimiser →Read The GuideWhich Tax Reliefs Should I Review In Singapore For YA 2026? →

Before You Use This Estimate

Does Appearing Here Mean I Can Claim The Relief?

No. The calculator trusts what you enter. IRAS rules can depend on income, age, residence, support given, shared claims and more. This page cannot check those.

Why Might My Tax Saving Be Smaller Than The Relief Amount?

A relief lowers your chargeable income (the income you are taxed on), not your tax dollar for dollar. The saving depends on which tax bands the relief comes off, and on the S$80,000 total relief cap.