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6 steps · a few minutes each

Make My Retirement Money Last

Already retired? Your payouts, steady income, care costs and family. Go in order, or jump to the step you need.

Start Step 1

Already Retired? Read Our Plain-Words Guide First →

Your 6 Steps

  1. Step 1: How Much Will CPF LIFE Pay Me Each Month?CPF LIFE Payout EstimatorAlready getting CPF LIFE? Your monthly payout is in your CPF statement, so note it down and go to step 2. Not started yet? Estimate it here.
  2. Step 2: How Many Months Could You Last?Months You Could Last CalculatorAlready retired? Count CPF LIFE and other regular payouts as Income Without Working, and enter what you spend in a usual month.
  3. Step 3: Where Should My Spare Cash Earn Interest?T-Bill Vs SSB Vs Fixed DepositWant steadier income from savings you will not need soon? Compare T-bills, Singapore Savings Bonds and fixed deposits.
  4. Step 4: How Much Dividend Income Could I Earn?Dividend Income CalculatorThinking about dividends for extra income? Payouts can be cut and share prices can fall, so keep money you need soon in cash.
  5. Step 5: How Much Will Caring For My Parents Cost?Eldercare & Helper Cost CalculatorPlanning care for yourself, your spouse or a parent? Use it for a helper, daycare or nursing home. Set People Sharing The Cost to 1 if only you are paying.
  6. Step 6: Have I Sorted My Will, Nominations And LPA?Legacy ChecklistLast step: make sure your will, CPF nomination and Lasting Power of Attorney (LPA) are in place, so your family is not left guessing.

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Each step is a free calculator with its own assumptions and limits. Results are general information, not financial advice.