Which Robo-Advisor Charges Least?

Our Method

How This Comparison Works

We apply each provider’s published yearly management fee to the amount you enter. Some charge one rate on the whole balance, set by the tier your balance reaches (Endowus, Syfe). StashAway charges each slice of your balance at its own rate, like income tax bands. DBS and OCBC charge one flat rate. CPF and SRS money uses that provider’s own CPF or SRS fee, where it publishes one. Lower fees rank higher. Every row also shows the worked fee on S$10,000 and S$100,000. We compare the management fee only: fund and ETF expenses, GST, market fees and currency costs are extra, and differ by portfolio.

Only products we checked in the last 30 days can rank. Expired offers are left out. Paid links never change the order. We compare a selection of products, not every product on the market.

Not financial advice. This compares published management fees only, not returns, risk or which portfolio suits you. A lower fee does not mean a better investment. Fund and ETF expenses, GST and market fees are extra. Syfe’s tier depends on your whole Syfe balance; we assume the amount you enter is all of it. CPF Special Accounts of members aged 55 and above were closed in January 2025, so the CPF SA option applies only if you are under 55. Where we could not confirm a fee, minimum or CPF or SRS support on the provider’s own page, we say “check provider site” and do not rank on it. Check the provider’s current terms before you invest.

Spot an error? Tell us on the contact form. Are you one of these providers? Send a provider reply or correction. We check the official source before we change anything.