5 steps · a few minutes each

Build Passive Income

Dividends, yields and T-bills that pay you while you work. Go in order, or jump to the step you need.

Start Step 1

New To Dividends? Read The Short Guide First →

Your 5 Steps

  1. Step 1: How Much Dividend Income Could I Earn?Dividend Income CalculatorStart with the income: see what your portfolio could pay you each month at the yield you enter. Payouts can be cut, so treat it as a range.
  2. Step 2: Where Should My Spare Cash Earn Interest?T-Bill Vs SSB Vs Fixed DepositWant steadier income from cash you will not need soon? Compare T-bills, Singapore Savings Bonds and fixed deposits over your timeline.
  3. Step 3: How Can I Free Up Cash Every Few Months?T-Bill And Fixed Deposit LadderSplit your cash across T-bills or fixed deposits that mature at different times, so some money frees up every few months.
  4. Step 4: How Much Will Fees Cost Me?Investment Fees Impact CalculatorCheck how much yearly fees could take from what your investments earn.
  5. Step 5: Which Broker Charges Least?Compare BrokeragesBuying dividend shares or ETFs? See which broker charges least for the trades you make.

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Something Else On Your Mind?

Each step is a free calculator or comparison with its own assumptions and limits. Results are general information, not financial advice.