Quick Answer
As at the 29 September 2026 review, the latest completed six-month T-bill is BS26119F. It was auctioned on 24 September 2026 with a 1.92% cut-off yield and issued on 29 September 2026. It is not open for subscription. The next auction, BS26120W on 8 October 2026, has an unknown yield. Treat 1.92% as history, not an offer.
The Useful Number: The latest completed six-month auction, BS26119F, cut off at 1.92%. No one knows the next yield. A past T-bill result is not an open offer.
What Can This Edition Confirm?
Reviewed 29 September 2026. Our comparison keeps its fixed-deposit records apart from one historical T-bill entry, left out of current-offer rankings. It covers only part of the market.
The latest completed six-month auction is BS26119F, auctioned on 24 September 2026 with a 1.92% cut-off yield and issued on 29 September 2026. It is not open for subscription. The next, BS26120W on 8 October 2026, has an unknown yield that the last result does not predict.
- 24 Sep 2026: BS26119F Auctioned: Cut-off yield 1.92%. Completed; not open for subscription.
- 29 Sep 2026: BS26119F Issued: The date of this review.
- 8 Oct 2026: BS26120W Auction: Yield unknown. This edition is out of date after it.
Sources checked . Source: MAS — SGS Auction Results.
What Does A Hypothetical Yield Mean In Dollars?
For planning only: S$20,000 at an assumed 1.6% annualised (yearly) rate for six months gives a simple-interest estimate of S$160; at 1.2%, S$120. Both sit below the last 1.92% cut-off on purpose, to show a weaker result. Neither is an offer or a guess at the next auction.
Use the cash-yield calculator to compare on the same basis. Real T-bill pricing uses the auction price and issue dates, which the tool does not copy.
What Should You Check Before Applying?
Check the issue code, application deadline, auction date, issue date and maturity in official MAS and bank sources. Decide how much money you can leave untouched for the full term.
For deposits, match the actual tenure (how long the money is locked in) and minimum amount, and check fresh-funds conditions and early-withdrawal rules. Do not compare a six-month dollar return with a twelve-month one as if the periods were equal.
How Do We Keep This Page Accurate?
This static edition does not update itself. Future reviews should check the latest completed auction against an official result and label it as past.
Review The Comparison
Check each record’s date, the eligibility rules and provider terms before you act.
Compare Fixed Deposits And T-Bills →Frequently Asked Questions
What Should I Check Before Applying For A T-Bill?
Check the issue code, application deadline, auction date, issue date and maturity in official MAS and bank sources.
Decide how much money you can leave untouched for the full term. A completed auction’s yield does not set the next one.
Does The Last Auction Yield Predict The Next One?
No.
BS26119F’s 1.92% cut-off does not predict BS26120W, the next six-month auction on 8 October 2026. This edition is a static snapshot and does not update itself. Use the official MAS source links for today’s rates.
How Much Would S$20,000 Earn Over Six Months At A Hypothetical Yield?
For planning only: S$20,000 at an assumed 1.6% annualised rate for six months gives a simple-interest estimate of S$160.
At 1.2%, it would be S$120. These sit below the last 1.92% cut-off on purpose, to show what a weaker auction would mean. Neither is an offer or a guess at the next auction. Real T-bill pricing uses the auction price and issue dates.
How Do I Compare A T-Bill With A Fixed Deposit?
For deposits, match the actual tenure and minimum amount.
Check fresh-funds conditions and early-withdrawal rules. Do not compare a six-month dollar return with a twelve-month one as if the periods were equal. Our comparison leaves the historical T-bill entry out of current-offer rankings.
Sources & Assumptions
Editorial review: 29 September 2026. This is a dated snapshot, not live rates. Each example says whether it is hypothetical or based on a source.
A dated official auction result, not an open offer or forecast. The dollar examples are hypothetical and do not copy auction settlement.