Retire ComfortablyStep 2 of 4Next: How Much Do I Need To Retire?

How Much Will CPF LIFE Pay Me Each Month?

CPF LIFE Payout Estimator

Enter your Retirement Account (RA) savings at 55. See an estimated monthly CPF LIFE payout for life, starting at 65 or 70.

New to this? Read The Short Guide First →

Page updated · 2026 reference points

1 Your Numbers

Your Payout Starting Point

Based on CPF Board’s examples for a man on the Standard Plan; CPF has not published a table for women. Your own CPF estimate may differ. Check Your Own Payout With CPF Board ↗ (opens in new tab)

The amount in your RA when you turned 55, from your CPF statement. Turned 55 before 2026? Treat the result as a rough guide.

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2 Your Result

CPF LIFE could pay you about this each month

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Estimated Yearly Payout (S$/year)
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Modelled RA Savings At 65
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Payouts Start At
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RA Balance Used For The Estimate
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What This Estimate Assumes

Rough estimate only. Covers the published S$50,000-to-ERS range. It fills in the gaps between CPF Board’s 2026 examples for a man on the CPF LIFE Standard Plan. Amounts above the 2026 Enhanced Retirement Sum (ERS) of S$440,800 are capped. CPF Board has not published a matching table for women; women usually receive a little less each month for the same savings because of longer life expectancy. Real payouts depend on sex, plan, cohort, top-ups, payout age and future actuarial adjustments. Use CPF Board’s Retirement Payout Planner for a personal estimate.

3 What Next

Step 3 of 4 in Retire ComfortablyHow Much Do I Need To Retire?Retirement Number Planner →Read The GuideHow Much Will CPF LIFE Pay Me Each Month? →
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Before You Use This Number

Is This My Official CPF LIFE Payout?

No. It is a rough estimate based on CPF Board’s published examples, not an official or personal quote.

Why Can I Choose 65 Or 70?

Deferring payouts can raise the monthly amount. CPF Board states that each year of deferral may increase payouts by up to 7%.