Everyday Money

Credit Card Optimiser

This old calculator has been retired. Use our credit card comparison instead, with checked card rules and your own spending.

Page updated 22 September 2026

Current Comparison

This Calculator Has Been Replaced

Its card rules were from mid-2025 and are now out of date, so it no longer gives reward estimates.

Use the credit card comparison to enter your spending and see up-to-date card rules, caps and when we checked them.

Already have miles cards? Find which of your own cards to use for a purchase.