/* Benefit-led Fresh Map: editorial imagery for discovery, compact working surfaces. */
[hidden]{display:none!important}html{scroll-padding-top:110px}body{font-size:1rem}button,input,select{font:inherit}a,button{touch-action:manipulation}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--brand);outline-offset:4px}.eyebrow{font-size:.875rem;letter-spacing:.07em}label{font-size:.875rem}.text-link{font-weight:600;color:var(--brand)}.action-row{display:flex;flex-wrap:wrap;gap:12px}.action-row .btn{width:auto}.experience-section{margin:72px 0}.life-hero{display:grid;grid-template-columns:1.1fr 1fr;gap:54px;align-items:center;padding:48px 0 24px}.life-hero h1{font-size:clamp(2.75rem,5.2vw,4.25rem);line-height:1.04;letter-spacing:-.055em;margin:22px 0}.life-hero h1 em{color:var(--brand);font-style:normal}.hero-description{font-size:1.125rem;line-height:1.65;max-width:540px;margin-bottom:26px}.hero-proof{font-size:.875rem;margin-top:23px;color:var(--muted)}.hero-proof span{padding:0 6px}.life-hero-visual{margin:0;position:relative;border-radius:28px 28px 90px 28px;overflow:hidden;background:var(--soft)}.life-hero-visual>img{display:block;width:100%;height:540px;object-fit:cover}.life-hero-visual figcaption{position:absolute;bottom:0;left:0;right:0;padding:90px 28px 32px;background:linear-gradient(transparent,rgba(9,31,22,.92));color:#fff}.life-hero-visual strong{display:block;font:500 1.5625rem/1.25 'Bricolage Grotesque',sans-serif;margin:8px 0 15px}.life-hero-visual .eyebrow,.life-hero-visual a{color:#fff}.life-hero-visual a{font-size:.875rem}.goal-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.goal-card{display:flex;align-items:center;gap:16px;padding:16px;border:1px solid var(--hair);border-radius:16px;background:var(--card);text-decoration:none;color:var(--ink)}.goal-card img{width:88px;height:104px;object-fit:cover;border-radius:10px;flex-shrink:0}.goal-card h3{font-size:1.25rem;line-height:1.25;margin:0 0 8px}.goal-card p{font-size:.875rem;line-height:1.45;margin:0 0 12px;color:var(--muted)}.goal-card .text-link{font-size:.875rem}.goal-card:hover,.journey-card:hover{border-color:var(--brand);box-shadow:var(--shadow-sm)}.compare-start{background:#173d30;color:#fff;border-radius:24px;padding:40px;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.compare-start h2{font-size:2.375rem;line-height:1.1}.compare-start>div>p{color:#dceadd}.compare-start>div>a:not(.btn){color:#fff}.start-panel{background:var(--card);color:var(--ink);border-radius:18px;padding:26px}.start-panel h3{font-size:1.5625rem;margin:26px 0 12px}.compare-start .start-panel p{color:var(--muted)}.start-panel .btn{display:inline-flex;margin-top:22px}.segmented{display:flex;flex-wrap:wrap;gap:6px}.segmented button{background:var(--soft);color:var(--ink);border:1px solid var(--hair);border-radius:24px;padding:10px 16px;font-size:.875rem;width:auto;cursor:pointer}.segmented button[aria-pressed=true]{background:var(--brand);color:var(--brand-text);border-color:var(--brand)}.start-benefits{display:grid;gap:12px;font-size:.875rem;border-top:1px solid var(--hair);padding-top:20px}.journey-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.journey-card{display:block;overflow:hidden;border-radius:18px;border:1px solid var(--hair);background:var(--card);text-decoration:none;color:var(--ink)}.journey-card>img{display:block;width:100%;height:200px;object-fit:cover}.journey-card>div{padding:24px}.journey-card h3{font-size:1.5rem;line-height:1.25;margin:0 0 14px}.journey-card p{font-size:.9375rem;color:var(--muted)}.trust-band{display:grid;grid-template-columns:1fr 1.1fr;gap:64px;border-block:1px solid var(--hair);padding:48px 0}.trust-band h2{font-size:2.375rem;line-height:1.15}.trust-points{display:grid;gap:24px}.trust-points h3{font-size:1.3125rem;margin:0 0 8px}.trust-points p{margin:0;color:var(--muted)}.learning-strip{display:flex;align-items:center;justify-content:space-between;gap:32px;padding:28px;background:var(--soft);border-radius:16px}.learning-strip h2{font-size:1.75rem}.learning-strip p{max-width:650px;font-size:.875rem}.learning-strip .btn{flex-shrink:0}.directory-controls{display:grid;grid-template-columns:2fr 1fr 1fr auto;gap:16px;align-items:end;padding:24px;background:var(--card);border:1px solid var(--hair);border-radius:16px}.directory-controls label{display:grid;gap:8px}.directory-controls .btn{margin:0}.discovery-grid h3{font-size:1.4375rem}.discovery-grid .tool-link{padding:24px}.journey-intro{display:grid;grid-template-columns:1fr 220px;gap:30px;align-items:center;padding:26px;background:var(--soft);border-radius:20px;margin:28px 0}.journey-intro img{width:220px;height:170px;object-fit:cover;border-radius:12px}.journey-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:20px 0 38px}.journey-steps a{padding:22px;border:1px solid var(--hair);border-radius:14px;color:var(--ink);background:var(--card);text-decoration:none}.journey-steps h3{font-size:1.25rem;margin:12px 0}.journey-steps p{font-size:.875rem}.guide-filters{display:flex;flex-wrap:wrap;gap:12px;margin:20px 0}.guide-filters input{flex:2;min-width:180px}.guide-filters select{flex:1;min-width:150px}.method-link{font-size:.875rem}.category-nav{display:none}.site-header .main-nav{gap:24px}.main-nav a{font-size:.9375rem}.site-header .theme-control>span{display:none}.theme-control select{font-size:max(1rem,16px)}.footer .newsletter{padding-block:26px}.footer .newsletter h2{font-size:1.625rem}
@media(min-width:901px){.section-heading h2{font-size:2.25rem;line-height:1.15}.section-heading{align-items:end}}
@media(max-width:1000px){.goal-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.life-hero{gap:28px}.life-hero-visual>img{height:500px}.compare-start{gap:28px;padding:28px}.directory-controls{grid-template-columns:1fr 1fr}.journey-card>div{padding:18px}.site-header .main-nav{gap:14px}}
@media(max-width:700px){.life-hero{grid-template-columns:1fr;padding-top:24px;gap:24px}.life-hero h1{font-size:3rem}.life-hero-visual>img{height:360px}.hero-description{font-size:1.0625rem}.life-hero-visual{border-radius:20px 20px 56px 20px}.hero-proof{font-size:.875rem}.goal-grid{grid-template-columns:1fr}.goal-card{padding:14px}.goal-card img{width:86px;height:90px}.experience-section{margin:44px 0}.section-heading{display:block}.section-heading h2{font-size:1.8125rem;line-height:1.15}.section-heading>a{display:inline-block;margin:12px 0}.compare-start,.trust-band{grid-template-columns:1fr;gap:24px}.compare-start{padding:24px}.compare-start h2,.trust-band h2{font-size:2rem}.start-panel{padding:20px}.segmented button{padding:9px 12px}.journey-grid,.journey-steps{grid-template-columns:1fr}.journey-card{display:grid;grid-template-columns:110px 1fr}.journey-card>img{height:100%;min-height:170px}.journey-card h3{font-size:1.3125rem}.journey-card>div{padding:18px}.journey-card p{font-size:.875rem}.trust-band{padding:30px 0}.learning-strip{display:block;padding:22px}.learning-strip .btn{margin-top:16px}.directory-controls{grid-template-columns:1fr;padding:18px}.journey-intro{grid-template-columns:1fr;padding:20px}.journey-intro img{width:100%;height:180px;grid-row:1}.site-header .header-inner{gap:12px;flex-wrap:wrap}.site-header .main-nav{order:3;width:calc(100% + 14px);justify-content:space-between;gap:8px;overflow:auto;padding:8px 7px;margin-inline:-7px}.site-header .main-nav a{font-size:.875rem;white-space:nowrap}.site-header .member-login-link{margin-left:auto}.life-hero .action-row{gap:10px}.life-hero .btn{font-size:.875rem;padding:12px 16px}}
.input-panel .grid label{font-size:.875rem}.scenario-compare{border-top:1px solid var(--hair);padding-top:24px;margin-top:26px}.scenario-compare h2{font-size:1.4375rem}.scenario-compare>p{font-size:.875rem}.scenario-compare .action-row .btn{font-size:.875rem}.scenario-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0}.scenario-pair article{background:var(--soft);border:1px solid var(--hair);border-radius:10px;padding:16px;min-width:0}.scenario-pair h3{font-size:1.125rem}.scenario-pair strong{display:block;font:600 1.625rem/1.2 'Bricolage Grotesque',sans-serif;color:var(--brand);overflow-wrap:normal;margin:12px 0}.scenario-pair p,.scenario-pair details{font-size:.875rem}.scenario-pair dt{font-weight:500;margin-top:10px}.scenario-pair dd{margin:2px 0;overflow-wrap:break-word}.scenario-pair summary{cursor:pointer}.scenario-compare [role=status]{margin-top:12px;color:var(--brand)}
@media(max-width:430px){.scenario-pair{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
.life-hero-copy .hero-membership-link{margin:24px 0 0;line-height:1.5}.hero-membership-link a{display:inline-block;padding:4px 0;text-underline-offset:4px}
.life-hero-copy .action-row{align-items:center}.life-hero-copy .action-row>.text-link{display:inline-flex;align-items:center;min-height:44px;padding:8px 2px}.popular-tool-list{list-style:none;margin:0;padding:0;border-block:1px solid var(--hair)}.popular-tool-list li{margin:0}.popular-tool-list a{display:grid;grid-template-columns:44px minmax(190px,.7fr) minmax(260px,1fr) 28px;gap:18px;align-items:center;min-height:78px;padding:14px 4px;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--hair)}.popular-tool-list li:last-child a{border-bottom:0}.popular-tool-list a:hover strong,.popular-tool-list a:focus-visible strong{color:var(--brand)}.popular-tool-list span{font:400 .875rem/1.2 'Figtree',sans-serif;color:var(--brand)}.popular-tool-list strong{font:500 1.3125rem/1.25 'Bricolage Grotesque',sans-serif}.popular-tool-list small{font-size:.875rem;line-height:1.5;color:var(--muted)}.popular-tool-list b{font-size:1.375rem;color:var(--brand);text-align:right}.compare-start .segmented button{min-height:44px}
@media(max-width:700px){.popular-tool-list a{grid-template-columns:32px 1fr 24px;gap:10px;min-height:72px;padding:12px 2px}.popular-tool-list strong{font-size:1.125rem}.popular-tool-list small{grid-column:2/4;font-size:.875rem;margin-top:-4px}.life-hero-copy .action-row{align-items:flex-start}}
.directory-shortcuts{display:grid;grid-template-columns:minmax(190px,.75fr) minmax(0,1fr) minmax(0,1.65fr);gap:24px;align-items:start;margin:0 0 24px;padding:24px;border-block:1px solid var(--hair)}.directory-shortcuts h2{font-size:1.5rem;margin-bottom:8px}.directory-shortcuts>div>p{margin:0;color:var(--muted);font-size:.875rem}.shortcut-group>p{font-weight:600;color:var(--ink)!important;margin-bottom:8px!important}.shortcut-row{display:flex;flex-wrap:wrap;gap:8px}.shortcut-row button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:8px 13px;border:1px solid var(--hair);border-radius:999px;background:var(--card);color:var(--ink);font:600 .875rem/1.3 'Figtree',sans-serif}.shortcut-row button[aria-pressed=true]{border-color:var(--brand);background:var(--brand);color:var(--brand-text)}.directory-controls label{min-width:0;margin:0}.directory-controls input[type=search],.directory-controls select{width:100%;min-width:0;min-height:48px;margin:0;padding:11px 14px;border:1px solid var(--field-border);border-radius:10px;background:var(--paper);color:var(--ink);font:inherit;line-height:1.5}.directory-controls input[type=search]{appearance:none;-webkit-appearance:none}.directory-controls input[type=search]::placeholder{color:var(--muted);opacity:1}.directory-controls .btn{min-height:48px;padding:11px 18px;line-height:1.5}.directory-results-heading{display:flex;align-items:center;justify-content:space-between;gap:16px;margin:20px 0}.directory-results-heading p{margin:0}.discovery-reveal{flex:0 0 auto}.discovery-grid{overflow-wrap:break-word}
.discovery-grid h2{font-size:1.4375rem}
@media(max-width:900px){.directory-shortcuts{grid-template-columns:1fr 1fr}.directory-shortcuts>div:first-child{grid-column:1/-1}}
@media(max-width:700px){.directory-shortcuts{grid-template-columns:1fr;padding:20px 0}.directory-shortcuts>div:first-child{grid-column:auto}.directory-results-heading{align-items:stretch;flex-direction:column}.discovery-reveal{width:100%}}
.compare-start>div:not(.start-panel) :focus-visible,.life-hero-visual :focus-visible{outline-color:#fff}
/* U2 compact mobile header: logo and Log In share the first row, main links the second. */
@media(max-width:700px){.site-header .header-inner{min-height:0;padding-top:6px;padding-bottom:0;gap:0 12px;align-items:center}.site-header .logo{order:1;display:inline-flex;align-items:center;min-height:48px}.site-header .theme-control,.site-header .member-login-link{order:2}.site-header .theme-control{margin-left:auto}.site-header .theme-control+.member-login-link{margin-left:0}.site-header .main-nav{order:3;padding-top:0;padding-bottom:2px}main{padding-top:20px}.breadcrumb{margin-bottom:8px}.intro{margin-bottom:18px}.intro h1{margin:6px 0 10px}}
/* m20 hero caption: grows with its text instead of clipping; normal flow on mobile. */
.life-hero-visual{display:flex;flex-direction:column;justify-content:flex-end;min-height:540px}.life-hero-visual>img{position:absolute;inset:0;height:100%}.life-hero-visual figcaption{position:relative;bottom:auto}
@media(max-width:1000px){.life-hero-visual{min-height:500px}}
@media(max-width:700px){.life-hero-visual{min-height:0}.life-hero-visual>img{position:static;height:240px}.life-hero-visual figcaption{padding:20px 22px 24px;background:#173d30}.life-hero-visual strong{margin:6px 0 10px}}
/* U9 search first: the controls now precede the shortcut chips. */
.directory-controls{margin:0 0 24px}
/* U7 jump to the join form on narrow screens where the form sits below the benefits. */
.member-jump{display:none}
@media(max-width:700px){.member-jump{display:inline-flex;align-items:center;justify-content:center;width:100%;min-height:48px;margin:4px 0 22px}}
/* wave1 C: line up input boxes when one label in a row wraps; dividend helper text; coverage-gap total breakdown */
body:is([data-tool=coverage-gap],[data-tool=dividend-income],[data-tool=fee-drag],[data-tool=hdb-upgrade-planner],[data-tool=sell-one-buy-two],[data-tool=second-property-compare],[data-tool=wedding-reno-bto],[data-tool=kids-education],[data-tool=eldercare]) .input-panel .grid{align-items:end}
body[data-tool=dividend-income] .input-panel .grid>div>p{margin:6px 0 0}
.cover-sum{border-top:1px solid var(--hair);padding-top:12px;margin-top:4px}.cover-sum p{margin:0 0 8px}

/* wave1 D: comparison step cues, column help, list-view shortlist, quote-only group, webinar accents */
.compare-steps{margin:.5rem 0 0;font-size:.9375rem;color:var(--ink)}
.compare-steps strong{color:var(--line-ink)}
.compare-inputs .step-cue,.comparison-toolbar .step-cue{margin:0 0 4px}
.column-help{margin:16px 0 0;padding:14px 16px;border:1px solid var(--hair);border-radius:12px;background:var(--card);font-size:.875rem}
.column-help summary{cursor:pointer;font-weight:600}
.column-help dl{margin:10px 0 0;display:grid;gap:4px}
.column-help dt{font-weight:600;margin-top:8px}
.column-help dd{margin:0;color:var(--muted)}
.comparison-table .table-shortlist{margin-top:8px}
.comparison-table tr.table-group th{background:var(--soft);padding:12px 20px;font-weight:600;font-size:.875rem;color:var(--ink)}
.comparison-table tr.table-group{border-top:2px solid var(--hair)}
@media(max-width:760px){.comparison-table tr.table-group{display:block;padding:12px 16px}}
.quote-products{margin-top:24px;padding:18px;border:1px dashed var(--hair);border-radius:12px;background:var(--card)}
.quote-products h3{margin:0 0 6px;font-size:1.125rem}
.quote-products[hidden]{display:none}
.learning-card[data-line]{border-top:4px solid var(--line-ink)}
/* wave1 A: CPF Top-Up Vs SRS Vs Invest shows each option on its own full-width line; option drivers list. */
.tsi-options{display:grid;grid-template-columns:minmax(0,1fr);gap:12px;margin:22px 0}
.tsi-drivers{margin:0 0 4px;padding-left:18px}.tsi-drivers li{margin:4px 0}
.mini-chart-wrap{margin:18px 0 6px}
/* /tools/ search on phones: Show and Topic side by side so the first results sit on screen under the box. */
@media(max-width:700px){.directory-search .directory-controls{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px;padding:16px;margin-bottom:12px}.directory-search .directory-controls label:first-child,.directory-search .directory-controls .btn{grid-column:1/-1}.directory-search .directory-controls .btn{min-height:44px;padding-block:8px}.directory-search .directory-results-heading{margin:12px 0}}
.scenario-difference{font-size:.9375rem;margin:0 0 16px}.scenario-difference strong{color:var(--brand)}.scenario-difference span{font-size:.875rem;color:var(--muted)}.scenario-pair .scenario-detail{font-weight:600;color:var(--ink)}
.sub-ranked h3{font-size:1.125rem;margin:4px 0 4px}.sub-ranked ol{margin:8px 0 0;padding:0;list-style:none;counter-reset:rank}.sub-rank-name::before{counter-increment:rank;content:counter(rank) ". "}.sub-ranked li{display:flex;flex-wrap:wrap;justify-content:space-between;gap:4px 12px;padding:8px 0;border-bottom:1px solid var(--hair);font-size:.875rem}.sub-rank-name{overflow-wrap:anywhere;min-width:0}.sub-rank-cost{font-weight:600;white-space:nowrap;font-variant-numeric:tabular-nums}
.edu-children-title{font-size:1.125rem;margin:22px 0 0}.edu-child{border-top:1px solid var(--hair);padding-top:4px}.edu-child .grid{margin:14px 0 10px}.input-panel .edu-remove,.input-panel .edu-add{width:auto;margin:0 0 12px}.edu-costs{margin:10px 0 22px;border:1px solid var(--hair);border-radius:8px;padding:12px 14px}.edu-costs summary{cursor:pointer;font-weight:600;min-height:28px}.edu-costs .grid{margin:14px 0 4px}.edu-children-result h3{font-size:1.125rem;margin:4px 0 8px}.edu-children-result ul{margin:0 0 8px;padding-left:1.2em;font-size:.875rem}.edu-children-result li{padding:4px 0}.cover-edu-use{margin:6px 0 4px;white-space:normal}